What Are Cookies?

Cookies are small text files that get stored on your device when you visit websites. They're like digital sticky notes that help sites remember information about your visit. Some cookies only last while you're browsing (we call these session cookies), while others stick around for longer (persistent cookies) to remember your preferences for next time.

Beyond traditional cookies, we also use web beacons, pixels, and local storage technologies. These work similarly but in slightly different ways. For instance, web beacons are tiny transparent images that help us understand how you interact with our content. Local storage allows us to save data directly in your browser, which can improve site performance.

Types of Cookies We Use

We've organized our cookies into four main categories. Each serves a different purpose, and understanding them helps you make informed decisions about your privacy.

Why We Use These Technologies

Cookies aren't just about tracking. They genuinely improve how our platform works. Here's what they help us do:

• Keep you logged in as you move between pages, so you don't have to re-enter credentials constantly
• Remember your budget categories and financial goals between sessions
• Understand which cash flow tools are most helpful to our users in the Philippines market
• Identify technical issues and fix bugs before they affect more people
• Show you content and resources that match your financial management needs
• Measure whether our educational webinars and programs are reaching the right audience

Managing Cookies Through Your Browser

You can also control cookies directly through your browser settings. Every browser handles this differently, but they all give you options to block or delete cookies. Here's how to find these settings in common browsers:

Third-Party Cookies

Some cookies on our site come from third-party services we use. For example, if we embed a video or use analytics tools, those providers might set their own cookies. We carefully select our partners, but they have their own privacy policies that govern how they handle data.

These third parties might include analytics providers, content delivery networks, and advertising platforms. We don't control what they do with the data they collect, though we only work with reputable companies that follow data protection standards.

Changes to This Policy

We update this policy occasionally to reflect changes in our practices or legal requirements. When we make significant changes, we'll update the date at the top and may notify you through the platform or by email. It's worth checking back here from time to time, especially if you're concerned about privacy.